Property & Casualty
Commercial Auto Insurance for Your Business Vehicles
Personal auto policies don't cover business use. Make sure your fleet is properly protected.
Don't Let a Business Drive Become a Personal Liability
If you or your employees drive for business purposes — deliveries, client visits, transporting equipment — a personal auto policy likely won't cover an accident that occurs during those activities. Commercial auto insurance fills that critical gap, protecting your business from vehicle-related liability and repair costs.
DLVC Financial Services helps South Florida businesses of all sizes find the right commercial auto coverage — from a single work truck to a full fleet of vehicles — ensuring you're protected every mile of the way.
Commercial Auto Coverage Options
Commercial Liability
Covers bodily injury and property damage your business vehicles cause to others — with higher limits than personal auto policies to match business exposure.
Physical Damage Coverage
Pays to repair or replace your business vehicles after a collision, theft, vandalism, or weather-related damage.
Hired & Non-Owned Auto
Covers liability when employees use their personal vehicles or rented vehicles for business purposes — a critical gap many businesses overlook.
Uninsured Motorist Coverage
Protects your business and drivers if they're involved in an accident with an uninsured or underinsured driver.
Why Book a One-on-One Consultation?
Many business owners don't realize their personal auto policy excludes business use — a consultation closes that dangerous gap.
We assess your fleet size, driver profiles, and cargo type to build the right coverage structure.
Florida's high traffic volume and accident rates make adequate commercial auto coverage especially critical.
We help you understand how to cover employees who drive their own vehicles for work — a liability most businesses miss.
Bundling commercial auto with your other business policies can generate significant premium savings.
Keep Your Business Moving — Safely
Schedule a free consultation and let us build the right commercial auto program for your vehicles, your drivers, and your business.